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Sponsor portfolioWelfare / HealthEIN 51-0154248

SPECTRUM HUMAN SERVICES, INC.

28303 JOY ROAD · WESTLAND, MI 48185
7344588736
Plans filed
1
Years active
2017–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$133K
No prior year
Persons covered
980
No prior year
Total participants
682
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #510$133K
SPECTRUM HUMAN SERVICES, INC. EMPLOYEE WELFARE BENEFITS PLAN
Mixed980 covered·2 carriers
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$133K38.5%
Life$106K30.7%
Long-term disability$106K30.7%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231503749
LLTDOth
$106K79.7%11682
ULLIANCE, INC.
EIN 383159338
Oth
$27K20.3%11980

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
JAMES R NELLIGAN & ASSOCIATES LLCNAPLES, FLLIFE INSURANCE COMPANY OF NORTH AMERICA$0$6K$6K85.3%1
GALLAGHER BENEFIT SERVICES, INC.ROLLING MEADOWS, ILLIFE INSURANCE COMPANY OF NORTH AMERICA$0$1K$1K14.7%1

History & trajectory

9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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