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Sponsor portfolioWelfare / HealthEIN 48-1245119

REFINED TECHNOLOGIES, INC

480 WILDWOOD FOREST DRIVE · SPRING, TX 77380
8324824253
Plans filed
2
Years active
2018–2025
Industry
NAICS 42
Latest filing
2025
Total premiums (latest)
$962K
No prior year
Persons covered
477
No prior year
Total participants
444
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$962K
REFINED TECHNOLOGIES INC HEALTH AND WELFARE PLAN
Mixed477 covered·4 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
Plan #502$389K
REFINED TECHNOLOGIES INC HEALTH AND WELFARE PLAN
Fully insured401 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$509K18.9%
Vision$509K18.9%
Other$453K16.9%
Life$406K15.1%
Short-term disability$406K15.1%
Long-term disability$406K15.1%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
DV
$509K52.9%11382
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LSTDLTDOth
$406K42.2%11444
AMERICAN HERITAGE LIFE INSURANCE COMPANY
EIN 590781901
Oth
$38K3.9%11156
ZURICH AMERICAN INSURANCE COMPANY
EIN 364233459
Oth
$9K1.0%11477

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
USI INSURANCE SERVICES LLCVIRGINIA BEACH, VAUNUM LIFE INSURANCE COMPANY OF AMERICA, AMERICAN HERITAGE LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES$103K$12K$116K96.6%1
GALLAGHER BENEFIT SERVICES, INC.HOUSTON, TXAMERICAN HERITAGE LIFE INSURANCE COMPANY, ZURICH AMERICAN INSURANCE COMPANY$3K$209$3K2.9%1
ACCRETIVE ENROLLMENT SVCS LLCSAN ANTONIO, TXAMERICAN HERITAGE LIFE INSURANCE COMPANY$628$0$6280.5%1

History & trajectory

8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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