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Sponsor portfolioWelfare / HealthEIN 47-3048209

ROOT, INC.

80 EAST RICH STREET, SUITE 500 · COLUMBUS, OH 43215
8669809431
Plans filed
1
Years active
2020–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$15.0M
No prior year
Persons covered
2,048
No prior year
Total participants
1,219
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$15.0M
CARET HOLDINGS, INC. HEALTH AND WELFARE PLAN
Fully insured2,048 covered·6 carriers
Primary: COMMUNITY INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$13.4M44.2%
Prescription drug$13.4M44.2%
Other$879K2.9%
Life$634K2.1%
Short-term disability$634K2.1%
Long-term disability$634K2.1%
Dental$597K2.0%
Vision$106K0.3%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
COMMUNITY INSURANCE COMPANY
EIN 311440175
HRx
$13.4M89.4%111,830
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 042381280
LSTDLTDOth
$855K5.7%121,219
DELTA DENTAL OF CALIFORNIA
EIN 310685339
D
$597K4.0%112,048
VISION SERVICE PLAN
EIN 061227840
V
$106K0.7%111,057
MAGELLAN HEALTHCARE
EIN 522135463
Oth
$24K0.2%11785

Broker overview

5 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
COBBS ALLEN & HALL INCMOUNTAIN BROOK, ALDELTA DENTAL OF OHIO, VISION SERVICE PLAN, UNUM LIFE INSURANCE COMPANY OF AMERICA, COMMUNITY INSURANCE COMPANY, UNUM INSURANCE COMPANY$252K$11K$263K61.5%1
HUB INTERNATIONAL MIDWEST LIMITEDCHICAGO, ILDELTA DENTAL OF OHIO, VISION SERVICE PLAN, UNUM LIFE INSURANCE COMPANY OF AMERICA, COMMUNITY INSURANCE COMPANY, UNUM INSURANCE COMPANY$119K$20K$139K32.6%1
GIS BENEFITS INCMORRIS, ILUNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY$0$12K$12K2.9%1
JAMES R NELLIGAN & ASSOCIATES LLCWALL, NJUNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY$0$7K$7K1.7%1
THE JAMES B OSWALD COMPANYCLEVELAND, OHUNUM INSURANCE COMPANY$5K$1K$6K1.4%1

History & trajectory

6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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