PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. M&M LUXURY AUTOMOTIVE, LLC

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 47-2678409

M&M LUXURY AUTOMOTIVE, LLC

PO BOX 189010 · UTICA, MI 483189010
8593358361
Plans filed
1
Years active
2016–2025
Industry
NAICS 44
Latest filing
2025
Total premiums (latest)
$755K
No prior year
Persons covered
329
No prior year
Total participants
108
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #503$755K
M&M LUXURY AUTOMOTIVE, LLC HEALTH AND WELFARE BENE
Fully insured329 covered·5 carriers
Primary: BLUE CARE NETWORK OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$622K39.5%
Prescription drug$622K39.5%
Life$72K4.6%
Short-term disability$72K4.6%
Long-term disability$72K4.6%
Dental$53K3.4%
Other$53K3.4%
Vision$8K0.5%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CARE NETWORK OF MICHIGAN
EIN 382359234
HRx
$431K57.1%1186
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRx
$191K25.3%1131
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LSTDLTD
$72K9.5%11329
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DOth
$53K7.0%1176
FIDELITY SECURITY LIFE INSURANCE COMPANY
EIN 430949844
V
$8K1.0%11104

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
STEPHEN J HETTRICKSTERLING HEIGHTS, MIBLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN$30K$0$30K46.7%1
BROWN & BROWN INSURANCE SERVICESTROY, MIBLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, UNITED OF OMAHA LIFE INSURANCE COMPANY, FIDELITY SECURITY LIFE INSURANCE COMPANY$24K$5K$29K44.8%1
STRATEGIC NON-MEDICAL SOLUTIONS LLCBOSTON, MATHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, UNITED OF OMAHA LIFE INSURANCE COMPANY$3K$3K$5K8.3%1
LUCIDO MORRIS ASSOCIATES, LLCBINGHAM FARMS, MITHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$85$0$850.1%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica