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Sponsor portfolioWelfare / HealthEIN 47-1419528
RETAIL CAPITAL LLC DBA CREDIBLY
25200 TELEGRAPH RD. · SOUTHFIELD, MI 48033
2486331200
- Plans filed
- 1
- Years active
- 2019–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$1.5M
No prior year
Persons covered
217
No prior year
Total participants
186
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.4M | 35.9% | |
| Prescription drug | $1.4M | 35.9% | |
| Dental | $521K | 13.0% | |
| Vision | $521K | 13.0% | |
| Other | $33K | 0.8% | |
| Life | $27K | 0.7% | |
| Short-term disability | $27K | 0.7% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382359234 | HRx | $917K | 61.2% | 1 | 1 | 174 |
EIN 382069753 | HRxDV | $521K | 34.8% | 1 | 1 | 217 |
EIN 350472300 | LSTDOth | $54K | 3.6% | 1 | 3 | 185 |
EIN 822723296 | Oth | $6K | 0.4% | 1 | 1 | 4 |
Broker overview
11 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CHRISTOPHER M BOUSCHET | TROY, MI | BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN | $27K | $0 | $27K | 45.6% | 1 |
| REBECCA A MCLAUGHLAN | TROY, MI | BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN | $20K | $0 | $20K | 33.9% | 1 |
| MARSH & MCLENNAN AGENCY LLC | ROANOKE, VA | LINCOLN NATIONAL LIFE INSURANCE COMPANY, BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN, AFLAC | $7K | $5K | $12K | 19.9% | 1 |
| SHAUN M KLUG | CANTON, MI | AFLAC | $118 | $10 | $128 | 0.2% | 1 |
| GABRIEL G TORREZ | BINGHAM FARMS, MI | AFLAC | $59 | $44 | $103 | 0.2% | 1 |
| MELANIE S TERRIAN | YPSILANTI, MI | AFLAC | $42 | $0 | $42 | 0.1% | 1 |
| WILSON, RALPH AGENCY INC. | SOUTHFIELD, MI | AFLAC | $35 | $0 | $35 | 0.1% | 1 |
| RICHARD J MOELLER | SAINT CLAIR SHORES, MI | AFLAC | $27 | $0 | $27 | 0.0% | 1 |
| JEANNETTE SUE FOKSINSKI | DETROIT, MI | AFLAC | $20 | $0 | $20 | 0.0% | 1 |
| GREG A GOULD | DEXTER, MI | AFLAC | $11 | $0 | $11 | 0.0% | 1 |
| ALAN BERGMANN | THE VILLAGES, FL | AFLAC | $4 | $0 | $4 | 0.0% | 1 |
History & trajectory
7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan