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Sponsor portfolioWelfare / HealthEIN 47-0762702

OAK RIVER INSURANCE COMPANY

45 FREMONT STREET, 27TH FLOOR · SAN FRANCISCO, CA 94105
4153656491
Plans filed
1
Years active
2016–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$15.2M
No prior year
Persons covered
865
No prior year
Total participants
843
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$15.2M
OAK RIVER WELFARE BENEFIT PLAN
Fully insured865 covered·5 carriers
Primary: CALIFORNIA PHYSICIANS SERVICE

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$14.4M35.3%
Prescription drug$14.4M35.3%
Dental$9.4M23.0%
Other$639K1.6%
Life$625K1.5%
Short-term disability$625K1.5%
Long-term disability$625K1.5%
Vision$119K0.3%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CALIFORNIA PHYSICIANS SERVICE
EIN 940360524
HRxD
$9.4M61.9%11736
KAISER FOUNDATION HEALTH PLAN INC
EIN 941340523
HRx
$5.0M33.1%12359
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
LSTDLTDOth
$625K4.1%11839
VISION SERVICE PLAN
EIN 941632821
V
$119K0.8%11681
HEALTH ADVOCATE SOLUTIONS, INC.
EIN 233080019
Oth
$14K0.1%11865

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MERCER HEALTH AND BENEFITS, LLCCHICAGO, ILKAISER FOUNDATION HEALTH PLAN, INC., VISION SERVICE PLAN, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, CALIFORNIA PHYSICIANS SERVICE$131K$270K$401K56.6%1
HEFFERNAN INSURANCE BROKERSWALNUT CREEK, CAKAISER FOUNDATION HEALTH PLAN, INC., VISION SERVICE PLAN, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, CALIFORNIA PHYSICIANS SERVICE$104K$203K$308K43.4%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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