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Sponsor portfolioWelfare / HealthEIN 46-5342154
INCLOUD LLC
d/b/a ONTRA
2041 EAST STREET PMB 39 · CONCORD, CA 94520
4153586460
- Plans filed
- 1
- Years active
- 2022–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$3.9M
No prior year
Persons covered
491
No prior year
Total participants
360
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $3.7M | 24.8% | |
| Prescription drug | $3.7M | 24.8% | |
| Dental | $3.2M | 22.1% | |
| Vision | $3.2M | 22.1% | |
| Other | $252K | 1.7% | |
| Life | $218K | 1.5% | |
| Short-term disability | $218K | 1.5% | |
| Long-term disability | $218K | 1.5% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HRxDV | $3.2M | 83.1% | 1 | 1 | 491 |
EIN 941340523 | HRx | $407K | 10.4% | 1 | 1 | 83 |
EIN 010278678 | LSTDLTDOth | $252K | 6.5% | 1 | 2 | 393 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC. | SEATTLE, WA | UNUM INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN, INC., UNUM LIFE INSURANCE COMPANY OF AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $271K | $15K | $286K | 100.0% | 1 |
History & trajectory
4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan