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Sponsor portfolioWelfare / HealthEIN 46-2951591

L & T TECHNOLOGY SERVICES LTD

2035 LINCOLN HIGHWAY · EDISON, NJ 08817
7322486119
Plans filed
1
Years active
2017–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$17.9M
No prior year
Persons covered
2,439
No prior year
Total participants
1,787
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$17.9M
L & T TECHNOLOGY SERVICES LIMTED WELFARE BENEFITS PLAN
Mixed2,439 covered·5 carriers
Primary: FOUR EVER LIFE INSURANCE CO.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$16.5M44.9%
Prescription drug$16.5M44.9%
Other$1.4M3.8%
Life$788K2.1%
Short-term disability$788K2.1%
Long-term disability$788K2.1%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
FOUR EVER LIFE INSURANCE COMPANY
EIN 362149353
HRx
$16.5M92.2%112,439
UNITEDHEALTHCARE INSURANCE COMPANY
EIN 362739571
LSTDLTDOth
$788K4.4%111,760
COMBINED INSURANCE COMPANY OF AMERICA
EIN 362136262
Oth
$467K2.6%111,933
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 362136262
Oth
$103K0.6%11167
METROPOLITAN LIFE INSURANCE COMPANY
EIN 222342710
Oth
$44K0.2%11378

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCCONSHOHOCKEN, PAFOUR EVER LIFE INSURANCE CO., COMBINED INSURANCE, UNITEDHEALTHCARE INSURANCE COMPANY, METROPOLITAN GENERAL INSURANCE COMPANY (METLIFE LEGAL PLANS), COMBINED INSURANCE COMPANY OF AMERICA$457K$582$458K68.0%1
MS BENEFITS—COMBINED INSURANCE, COMBINED INSURANCE COMPANY OF AMERICA$121K$0$121K18.0%1
WORLD INSURANCE ASSOCIATES LLCISELIN, NJFOUR EVER LIFE INSURANCE CO., COMBINED INSURANCE, COMBINED INSURANCE COMPANY OF AMERICA$82K$0$82K12.2%1
GJK INSURANCE AGENCY LLC DBA WORLDSYOSSET, NYUNITEDHEALTHCARE INSURANCE COMPANY$11K$0$11K1.7%1

History & trajectory

9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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