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Sponsor portfolioWelfare / HealthEIN 46-2342324

COSMAX USA CORPORATION

300 MILIK STREET · CARTERET, NJ 07008
7325416300
Plans filed
1
Years active
2017–2025
Industry
NAICS 32
Latest filing
2025
Total premiums (latest)
$2.8M
No prior year
Persons covered
326
No prior year
Total participants
211
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$2.8M
COSMAX USA CORPORATION HEALTH AND WELFARE BENEFIT PLAN
Fully insured326 covered·2 carriers
Primary: AETNA LIFE INSURANCE CO.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.6M71.0%
Dental$180K4.8%
Vision$180K4.8%
Life$180K4.8%
Short-term disability$180K4.8%
Long-term disability$180K4.8%
Other$180K4.8%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
AETNA LIFE INSURANCE COMPANY
EIN 066033492
H
$2.6M93.6%11326
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$180K6.4%11206

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
THE JAMES B OSWALD COMPANYCLEVELAND, OHTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, AETNA LIFE INSURANCE CO.$102K$10K$112K92.5%1
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$9K$0$9K7.4%1
FNA INSURANCE SERVICES INCBERKELEY HEIGHTS, NJTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$69$0$690.1%1

History & trajectory

9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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