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Sponsor portfolioWelfare / HealthEIN 46-1265980
RISK THEORY, LLC
14001 DALLAS PARKWAY · DALLAS, TX 75240
4693109111
- Plans filed
- 3
- Years active
- 2017–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$4.6M
No prior year
Persons covered
686
No prior year
Total participants
414
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #503$4.6M
RISK THEORY WELFARE BENEFIT PLAN
Mixed686 covered·3 carriers
Primary: ANDREM ADMINISTRATORS, LLC
Plan #502$1.2M
RISK THEORY, LLC HEALTH AND DENTAL PLAN
Fully insured335 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF TEXAS
Plan #501$181K
RISK THEORY, LLC LIFE, VISION AND DISABILITY PLAN
Fully insured181 covered·1 carrier
Primary: DEARBORN LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Stop-loss | $3.7M | 42.5% | |
| Other | $900K | 10.5% | |
| Life | $846K | 9.8% | |
| Dental | $798K | 9.3% | |
| Vision | $798K | 9.3% | |
| Short-term disability | $798K | 9.3% | |
| Long-term disability | $798K | 9.3% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 872258484 | SL | $3.7M | 79.4% | 1 | 1 | 686 |
EIN 930242990 | DVLSTDLTDOth | $798K | 17.3% | 1 | 1 | 410 |
EIN 362136262 | LOth | $150K | 3.3% | 1 | 2 | 199 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| BRIGHTLINE DEALER ADVISORS, LLC | ADDISON, TX | COMBINED INSURANCE COMPANY OF AMERICA, STANDARD INSURANCE COMPANY | $99K | $5K | $104K | 74.2% | 1 |
| TBX EMPLOYEE BENEFITS LLC | DALLAS, TX | COMBINED INSURANCE COMPANY OF AMERICA | $22K | $0 | $22K | 15.8% | 1 |
| SELERIX INSURANCE SERVICES, LLC | MCKINNEY, TX | COMBINED INSURANCE COMPANY OF AMERICA | $14K | $0 | $14K | 10.0% | 1 |
History & trajectory
9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan