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Sponsor portfolioWelfare / HealthEIN 46-1265980

RISK THEORY, LLC

14001 DALLAS PARKWAY · DALLAS, TX 75240
4693109111
Plans filed
3
Years active
2017–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$4.6M
No prior year
Persons covered
686
No prior year
Total participants
414
No prior year
Plans filed
3
No prior year

Plans under this sponsor

3 plans
Plan #503$4.6M
RISK THEORY WELFARE BENEFIT PLAN
Mixed686 covered·3 carriers
Primary: ANDREM ADMINISTRATORS, LLC
Plan #502$1.2M
RISK THEORY, LLC HEALTH AND DENTAL PLAN
Fully insured335 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF TEXAS
Plan #501$181K
RISK THEORY, LLC LIFE, VISION AND DISABILITY PLAN
Fully insured181 covered·1 carrier
Primary: DEARBORN LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Stop-loss$3.7M42.5%
Other$900K10.5%
Life$846K9.8%
Dental$798K9.3%
Vision$798K9.3%
Short-term disability$798K9.3%
Long-term disability$798K9.3%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
ADREM ADMINISTRATORS LLC
EIN 872258484
SL
$3.7M79.4%11686
STANDARD INSURANCE COMPANY
EIN 930242990
DVLSTDLTDOth
$798K17.3%11410
COMBINED INSURANCE COMPANY OF AMERICA
EIN 362136262
LOth
$150K3.3%12199

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
BRIGHTLINE DEALER ADVISORS, LLCADDISON, TXCOMBINED INSURANCE COMPANY OF AMERICA, STANDARD INSURANCE COMPANY$99K$5K$104K74.2%1
TBX EMPLOYEE BENEFITS LLCDALLAS, TXCOMBINED INSURANCE COMPANY OF AMERICA$22K$0$22K15.8%1
SELERIX INSURANCE SERVICES, LLCMCKINNEY, TXCOMBINED INSURANCE COMPANY OF AMERICA$14K$0$14K10.0%1

History & trajectory

9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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