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Sponsor portfolioWelfare / HealthEIN 46-0904871
MICHAEL SULLIVAN & ASSOCIATES
7120 N. WHITNEY AVE., SUITE #105 · FRESNO, CA 93720
3103374480
- Plans filed
- 1
- Years active
- 2016–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$2.9M
No prior year
Persons covered
309
No prior year
Total participants
220
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.7M | 51.3% | |
| Dental | $2.3M | 43.9% | |
| Long-term disability | $109K | 2.1% | |
| Other | $53K | 1.0% | |
| Life | $50K | 1.0% | |
| Short-term disability | $22K | 0.4% | |
| Vision | $17K | 0.3% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HD | $2.3M | 79.6% | 1 | 1 | 178 |
EIN 941340523 | H | $393K | 13.5% | 1 | 1 | 44 |
EIN 470322111 | LSTDLTDOth | $148K | 5.1% | 1 | 4 | 232 |
EIN 620331200 | LTDOth | $36K | 1.3% | 1 | 4 | 24 |
EIN 430949844 | V | $17K | 0.6% | 1 | 1 | 309 |
Broker overview
7 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CULTURE INSURANCE SVCS LLC | ESCONDIDO, CA | UNITED OF OMAHA LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA), KAISER FOUNDATION HEALTH PLAN, INC. | $86K | $7K | $93K | 73.8% | 1 |
| 28 INSURANCE AGENCY | KINGSBURG, CA | UNITED OF OMAHA LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA), UNUM LIFE INSURANCE COMPANY OF AMERICA, KAISER FOUNDATION HEALTH PLAN, INC. | $19K | $0 | $19K | 14.8% | 1 |
| MODERN REIGN INSURANCE BROKERS | MISSION VIEJO, CA | UNITED OF OMAHA LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA), KAISER FOUNDATION HEALTH PLAN, INC. | $10K | $0 | $10K | 7.9% | 1 |
| CULTURE INSURANCE | ESCONDIDO, CA | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 2.0% | 1 |
| TIPPETT MOORHEAD & HADEN | COSTA MESA, CA | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 1.0% | 1 |
| M FINANCIAL HOLDINGS INC | PORTLAND, OR | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $555 | $555 | 0.4% | 1 |
| GALLAGHER BENEFIT SERVICES, INC. | IRVINE, CA | UNUM LIFE INSURANCE COMPANY OF AMERICA | $81 | $0 | $81 | 0.1% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan