PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. BLACK HILLS FEDERAL CREDIT UNION

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 46-0235529

BLACK HILLS FEDERAL CREDIT UNION

2700 N PLAZA DR · RAPID CITY, SD 577029303
6058586265
Plans filed
10
Years active
2015–2026
Industry
NAICS 52
Latest filing
2026
Total premiums (latest)
$173K
No prior year
Persons covered
398
No prior year
Total participants
399
No prior year
Plans filed
10
No prior year

Plans under this sponsor

10 plans
Plan #502$3.1M
BLACK HILLS FEDERAL CREDIT UNION HEALTH CARE PLAN
Fully insured269 covered·1 carrier
Primary: WELLMARK BLUE CROSS BLUE SHIELD OF SOUTH DAKOTA
Plan #506$450K
BLACK HILLS FEDERAL CREDIT UNION DENTAL PLAN
Fully insured375 covered·1 carrier
Primary: DELTA DENTAL OF SOUTH DAKOTA
Plan #504$173K
BLACK HILLS FEDERAL CREDIT UNION LTD & STD INS
Fully insured398 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY
Plan #505$129K
BLACK HILLS FEDERAL CREDIT UNION GROUP LIFE/AD&D INSURANCE PLAN
Fully insured398 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY
Plan #508$80K
BLACK HILLS FEDERAL CREDIT UNION VOLUNTARY LIFE/AD&D INSURANCE PLAN
Fully insured291 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY
Plan #507$74K
BLACK HILLS FEDERAL CREDIT UNION LONG TERM CARE INS
Fully insured399 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #509$51K
BLACK HILLS FEDERAL CREDIT UNION VISION PLAN
Fully insured286 covered·1 carrier
Primary: STARMOUNT LIFE INSURANCE COMPANY
Plan #511$36K
BLACK HILLS FEDERAL CREDIT UNION CRITICAL ILLNESS PLAN
Mixed158 covered·1 carrier
Primary: UNUM INSURANCE COMPANY
Plan #510$31K
BLACK HILLS FEDERAL CREDIT UNION ACCIDENT PLAN
Mixed132 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY
Plan #501$6K
BLACK HILLS FEDERAL CREDIT UNION FLEXIBLE SPENDING ACCOUNT
Fully insured131 covered·1 carrier
Primary: WEX HEALTH, INC

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Short-term disability$173K50.0%
Long-term disability$173K50.0%

Carrier overview

1 carrier · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
STDLTD
$173K100.0%11398

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
NORTH RISK PARTNERS LLCST. CLOUD, MNUNUM LIFE INSURANCE COMPANY$11K$4K$15K100.0%1

History & trajectory

12 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica