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Sponsor portfolioWelfare / HealthEIN 45-4879523

DIRECT COMPANIES, LLC

3405 N LOUISE AVENUE · SIOUX FALLS, SD 57107
8665833377
Plans filed
2
Years active
2025–2026
Industry
NAICS 54
Latest filing
2026
Total premiums (latest)
$772K
No prior year
Persons covered
217
No prior year
Total participants
147
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$772K
DIRECT COMPANIES HEALTH AND WELFARE BENEFIT PLAN
Fully insured217 covered·2 carriers
Primary: WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA
Plan #502$41K
DIRECT COMPANIES, LLC LIFE/LTD PLAN
Fully insured149 covered·1 carrier
Primary: PRINCIPAL LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$657K48.8%
Dental$115K8.5%
Vision$115K8.5%
Life$115K8.5%
Short-term disability$115K8.5%
Long-term disability$115K8.5%
Other$115K8.5%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 421459204
H
$657K85.1%1198
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
DVLSTDLTDOth
$115K14.9%11217

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCSIOUX FALLS, SDPRINCIPAL LIFE INSURANCE COMPANY$11K$670$11K100.0%1

History & trajectory

2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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