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Sponsor portfolioWelfare / HealthEIN 45-4590615
LCS COMMUNITY EMPLOYMENT LLC
400 LOCUST STREET · DES MOINES, IA 50309
5158754582
- Plans filed
- 2
- Years active
- 2016–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$36.9M
No prior year
Persons covered
11,748
No prior year
Total participants
8,248
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Plan #502$36.9M
LCS COMMUNITY EMPLOYMENT LLC EMPLOYEE BENEFITS PLAN
Fully insured11,748 covered·6 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
Plan #501$2.7M
LCS COMMUNITY EMPLOYMENT LLC FRSA EMPLOYEE BENEFITS PLAN
Fully insured471 covered·3 carriers
Primary: KAISER FOUNDATION HEALTH PLAN INC
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $33.7M | 29.0% | |
| Prescription drug | $33.7M | 29.0% | |
| Dental | $32.9M | 28.3% | |
| Vision | $3.2M | 2.8% | |
| Life | $3.2M | 2.8% | |
| Short-term disability | $3.2M | 2.8% | |
| Other | $3.2M | 2.8% | |
| Long-term disability | $3.1M | 2.7% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HRxDOth | $29.8M | 80.7% | 1 | 2 | 7,475 |
EIN 941340523 | HRx | $3.9M | 10.5% | 1 | 1 | 341 |
EIN 135581829 | DVLSTDLTDOth | $3.1M | 8.4% | 1 | 2 | 11,748 |
EIN 391338397 | HRxDVLSTD | $138K | 0.4% | 1 | 1 | 123 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. | CHICAGO, IL | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, KAISER FOUNDATION HEALTH PLAN, INC., METLIFE LEGAL PLANS, CIGNA HEALTH AND LIFE INSURANCE COMPANY, AXIS INSURANCE COMPANY | $997K | $927K | $1.9M | 63.0% | 1 |
| HOLMES MURPHY & ASSOCIATES | DES MOINES, IA | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, KAISER FOUNDATION HEALTH PLAN, INC., METLIFE LEGAL PLANS, AXIS INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY | $211K | $572K | $784K | 25.6% | 1 |
| AVANT SPECIALTY BENEFITS LLC | KANSAS CITY, MO | CIGNA HEALTH AND LIFE INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY | $99K | $224K | $324K | 10.6% | 1 |
| LIFE CARE COMPANIES, LLC | DES MOINES, IA | METLIFE LEGAL PLANS, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $24K | $24K | 0.8% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan