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Sponsor portfolioWelfare / HealthEIN 45-4168768

TOAST, INC.

333 SUMMER STREET · BOSTON, MA 02210
8448627843
Plans filed
2
Years active
2017–2024
Industry
NAICS 54
Latest filing
2024
Total premiums (latest)
$48.7M
No prior year
Persons covered
7,270
No prior year
Total participants
4,076
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$48.7M
TOAST, INC. HEALTH AND WELFARE BENEFIT PLAN
Fully insured7,270 covered·7 carriers
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS
Plan #502$26K
TOAST, INC. VISION PLAN
Fully insured257 covered·1 carrier
Primary: VISION SERVICE PLAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$47.3M48.2%
Prescription drug$47.3M48.2%
Other$1.2M1.2%
Life$1.1M1.1%
Long-term disability$744K0.8%
Vision$460K0.5%
Dental$94K0.1%

Carrier overview

7 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 041045815
HRx
$46.0M94.3%117,270
KAISER FOUNDATION HEALTH PLAN INC
EIN 941340523
HRx
$1.2M2.4%1293
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LLTDOth
$998K2.0%124,592
FIDELITY SECURITY LIFE INSURANCE COMPANY
EIN 430949844
V
$365K0.7%126,365
LEGALPLANS, USA
EIN 134256913
Oth
$113K0.2%11573
HAWAII MEDICAL SERVICE ASSOCIATION
EIN 990040115
HRxDVLOth
$78K0.2%1115
FOUR EVER LIFE INSURANCE COMPANY
EIN 362149353
HRxDVOth
$20K0.0%123

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MERCER HEALTH AND BENEFITS, LLCCHICAGO, ILUNUM LIFE INSURANCE COMPANY OF AMERICA, LEGALPLANS, USA, FOUR EVER LIFE INS CO.$7K$17K$24K48.4%1
EBS INSURANCE BROKERSNEWTON, MAFIDELITY SECURITY LIFE INSURANCE COMPANY, LEGALPLANS, USA, FOUR EVER LIFE INS CO.$2K$11K$14K26.9%1
IMA, INC.NEWTON, MAUNUM LIFE INSURANCE COMPANY OF AMERICA$7K$4K$11K22.4%1
INDIGO INSURANCE SERVICESBOSTON, MAFOUR EVER LIFE INS CO.$0$1K$1K2.4%1

History & trajectory

8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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