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Sponsor portfolioWelfare / HealthEIN 45-4135256
WESTERN MICHIGAN UNIVERSITY HOMER STRYKER M.D. SCHOOL OF MEDICINE
1000 OAKLAND DRIVE · KALAMAZOO, MI 490081282
2693374400
- Plans filed
- 2
- Years active
- 2016–2025
- Industry
- NAICS 61
- Latest filing
- 2025
Total premiums (latest)
$7.7M
No prior year
Persons covered
1,126
No prior year
Total participants
683
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Plan #512$7.7M
WESTERN MICHIGAN UNIVERSITY SCHOOL OF MEDICINE ERISA HEALTHCARE PLAN
Mixed1,126 covered·4 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Plan #511$7.2M
WESTERN MICHIGAN UNIVERSITY HOMER STRYKER M.D. SCHOOL OF MEDICINE WELFARE BENEFIT PLAN
Fully insured633 covered·4 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $7.3M | 50.1% | |
| Dental | $6.8M | 46.3% | |
| Other | $226K | 1.5% | |
| Life | $179K | 1.2% | |
| Long-term disability | $69K | 0.5% | |
| Vision | $62K | 0.4% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HD | $6.8M | 88.1% | 1 | 1 | 1,126 |
EIN 362739571 | H | $555K | 7.2% | 1 | 1 | 134 |
EIN 042381280 | LLTDOth | $294K | 3.8% | 1 | 4 | 663 |
EIN 430949844 | V | $62K | 0.8% | 1 | 1 | 972 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| SUSAN L CULHANE | KALAMAZOO, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN | $599K | $0 | $599K | 82.1% | 1 |
| THE NULTY AGENCY INC. | KALAMAZOO, MI | UNUM LIFE INSURANCE COMPANY OF AMERICA, UNITEDHEALTHCARE INSURANCE COMPANY, EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE | $100K | $6K | $106K | 14.5% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $25K | $25K | 3.4% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan