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Sponsor portfolioWelfare / HealthEIN 45-2787436

RFG ADVISORY LLC

1400 URBAN CENTER DR STE 475 · VESTAVIA, AL 352422245
2053972463
Plans filed
1
Years active
2025–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$1.5M
No prior year
Persons covered
206
No prior year
Total participants
116
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.5M
RFG ADVISORY HEALTH AND WELFARE PLAN
Fully insured206 covered·2 carriers
Primary: BLUE CROSS AND BLUE SHIELD OF ALABAMA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$1.5M24.4%
Health$1.4M22.1%
Dental$1.4M22.1%
Prescription drug$1.4M22.1%
Vision$146K2.3%
Life$146K2.3%
Short-term disability$146K2.3%
Long-term disability$146K2.3%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 630103830
HRxDOth
$1.4M90.5%11206
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
VLSTDLTDOth
$146K9.5%11121

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HIGGINBOTHAM INS AGENCY INCFORT WORTH, TXTHE GUARDIAN LIFE INSURANCE COMPANY$26K$0$26K100.0%1

Policy details

Latest year, by plan
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