PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. INDEPENDENT LIVING SYSTEMS, LLC

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 45-0481642

INDEPENDENT LIVING SYSTEMS, LLC

4601 NW 77TH AVENUE · MIAMI, FL 33166
3052621292
Plans filed
3
Years active
2015–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$1.1M
No prior year
Persons covered
1,719
No prior year
Total participants
1,341
No prior year
Plans filed
3
No prior year

Plans under this sponsor

3 plans
Plan #503$1.1M
INDEPENDENT LIVING SYSTEMS, LLC EMPLOYEE BENEFIT PLAN
Mixed1,719 covered·3 carriers
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #502$373K
INDEPENDENT LIVING SYSTEMS WELFARE PLAN
Mixed754 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #501$175K
INDEPENDENT LIVING SYSTEMS HEALTH PLAN
Mixed278 covered·3 carriers
Primary: CONTINENTAL AMERICAN INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$905K25.6%
Life$779K22.0%
Short-term disability$779K22.0%
Long-term disability$779K22.0%
Dental$147K4.2%
Vision$147K4.2%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231503749
LSTDLTDOth
$779K74.1%11318
AETNA LIFE INSURANCE COMPANY
EIN 066033492
DV
$147K14.0%111,719
AFLAC
EIN 570514130
Oth
$126K12.0%11318

Broker overview

5 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
THE HOTALING GROUPMELVILLE, NYLIFE INSURANCE COMPANY OF NORTH AMERICA$159K$0$159K69.7%1
MARIA CARDENALMIAMI, FLCONTINENTAL AMERICAN INSURANCE COMPANY$32K$0$32K14.1%1
LOCKTON COMPANIES, LLCATLANTA, GAAETNA LIFE INSURANCE COMPANY, CONTINENTAL AMERICAN INSURANCE COMPANY$21K$241$22K9.5%1
EPSIX, INC.SCOTTSDALE, AZCONTINENTAL AMERICAN INSURANCE COMPANY$10K$0$10K4.5%1
TOMAS E FLORESWEST NEW YORK, NJCONTINENTAL AMERICAN INSURANCE COMPANY$5K$0$5K2.2%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica