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Sponsor portfolioWelfare / HealthEIN 45-0412162

STATE BANKSHARES, INC. DBA BELL BANK

520 MAIN AVENUE · FARGO, ND 58103
7012981500
Plans filed
2
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$2.9M
No prior year
Persons covered
3,558
No prior year
Total participants
1,878
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$2.9M
STATE BANKSHARES, INC. DBA BELL BANK
Fully insured3,558 covered·3 carriers
Primary: BLUE CROSS BLUE SHIELD OF NORTH DAKOTA
Plan #502$656K
STATE BANKSHARES, INC. DBA BELL BANK
Fully insured718 covered·2 carriers
Primary: UNUM LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.4M17.1%
Dental$1.4M17.1%
Life$1.3M16.0%
Short-term disability$1.3M16.0%
Long-term disability$1.3M16.0%
Other$1.3M16.0%
Vision$167K2.0%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 450173185
HD
$1.4M48.8%113,558
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231503749
LSTDLTDOth
$1.3M45.6%111,878
XP HEALTH
EIN 832580247
V
$167K5.7%112,394

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
PRIME GROUP INSURANCE SERVICES, INCEAGAN, MNBLUE CROSS BLUE SHIELD OF NORTH DAKOTA$0$1.6M$1.6M84.0%1
BELL INSURANCE SERVICES, LLCFARGO, NDLIFE INSURANCE COMPANY OF NORTH AMERICA$247K$62K$308K16.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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