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Sponsor portfolioWelfare / HealthEIN 45-0278124
TOWN & COUNTRY CREDIT UNION
615 SOUTH BROADWAY · MINOT, ND 58701
7014206747
- Plans filed
- 4
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$2.1M
No prior year
Persons covered
303
No prior year
Total participants
129
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #501$2.1M
TOWN & COUNTRY CREDIT UNION HEALTH & WELFARE PLAN
Fully insured303 covered·3 carriers
Primary: BLUE CROSS BLUE SHIELD OF NORTH DAKOTA
Plan #503$57K
LIFE, AD&D AND DEPENDENTS LIFE INSURANCE
Fully insured321 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #505$50K
SHORT TERM DISABILITY INSURANCE
Fully insured321 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #504$42K
LONG TERM DISABILITY INSURANCE
Fully insured321 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $2.1M | 29.8% | |
| Health | $1.8M | 24.7% | |
| Prescription drug | $1.8M | 24.7% | |
| Dental | $294K | 4.1% | |
| Vision | $294K | 4.1% | |
| Life | $294K | 4.1% | |
| Short-term disability | $294K | 4.1% | |
| Long-term disability | $294K | 4.1% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 450173185 | HRxOth | $1.8M | 82.8% | 1 | 1 | 236 |
EIN 135581829 | DVLSTDLTDOth | $294K | 13.9% | 1 | 1 | 303 |
EIN 822723296 | Oth | $70K | 3.3% | 1 | 2 | 57 |
Broker overview
11 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. | SALT LAKE CITY, UT | BLUE CROSS BLUE SHIELD OF NORTH DAKOTA, METROPOLITAN LIFE INSURANCE COMPANY | $89K | $5K | $94K | 76.5% | 1 |
| GIS BENEFITS INC | MORRIS, IL | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $3K | $18K | 14.4% | 1 |
| GENEIL M VEDAA | VELVA, ND | AFLAC | $3K | $0 | $3K | 2.4% | 1 |
| MELISSA J SELZLER | VELVA, ND | AFLAC | $2K | $54 | $2K | 1.8% | 1 |
| SLOANE MUEHLER | FARGO, ND | AFLAC | $2K | $49 | $2K | 1.4% | 1 |
| PLANSOURCE BENEFITS ADMINISTRATION | ORLANDO, FL | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.0% | 1 |
| VALERIE HANSON | FARGO, ND | AFLAC | $965 | $0 | $965 | 0.8% | 1 |
| CASSANDRA LOARD | MINOT, ND | AFLAC | $874 | $9 | $883 | 0.7% | 1 |
| LRP AGENCY | BERTHOLD, ND | AFLAC | $594 | $9 | $603 | 0.5% | 1 |
| SHELBY BARSTAD | VELVA, ND | AFLAC | $517 | $0 | $517 | 0.4% | 1 |
| ANDREW C MJONESS | MOORHEAD, MN | AFLAC | $47 | $0 | $47 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan