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Sponsor portfolioWelfare / HealthEIN 45-0274012

AMERICAN LUTHERAN HOMES, INC.

d/b/a BETHANY RETIREMENT LIVING
201 SOUTH UNIVERSITY DRIVE · FARGO, ND 58103
7012393000
Plans filed
4
Years active
2015–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$3.3M
No prior year
Persons covered
473
No prior year
Total participants
436
No prior year
Plans filed
4
No prior year

Plans under this sponsor

4 plans
Plan #504$3.3M
AMERICAN LUTHERAN HOMES, INC. HEALTH AND WELFARE BENEFIT PLAN
Mixed473 covered·2 carriers
Primary: BLUE CROSS BLUE SHIELD OF NORTH DAKOTA
Plan #502$3.2M
AMERICAN LUTHERAN HOMES, INC. GROUP HEALTH INSURANCE PLAN
Fully insured499 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF NORTH DAKOTA
Plan #503$179K
AMERICAN LUTHERAN HOMES, INC. GROUP DENTAL INSURANCE PLAN
Fully insured266 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY
Plan #501$26K
AMERICAN LUTHERAN HOMES, INC. GROUP LIFE INSURANCE PLAN
Fully insured486 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$3.0M92.8%
Dental$174K5.3%
Vision$34K1.0%
Life$26K0.8%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 450173185
H
$3.0M92.8%11465
STANDARD INSURANCE COMPANY
EIN 930242990
DVL
$234K7.2%13473

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCFARGO, NDBLUE CROSS BLUE SHIELD OF NORTH DAKOTA, STANDARD INSURANCE COMPANY$46K$0$46K92.0%1
ALKEME INSURANCE SERVICES INCPLATTSMOUTH, NESTANDARD INSURANCE COMPANY$0$2K$2K4.8%1
KEELER & ASSOCIATESPLATTSMOUTH, NESTANDARD INSURANCE COMPANY$0$1K$1K2.8%1
KELLER & ASSOCIATESPLATTSMOUTH, NESTANDARD INSURANCE COMPANY$0$211$2110.4%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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