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Sponsor portfolioWelfare / HealthEIN 45-0226664
FIRST COMMUNITY CREDIT UNION
310 10TH ST SE · JAMESTOWN, ND 584012180
7012520360
- Plans filed
- 6
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$2.0M
No prior year
Persons covered
339
No prior year
Total participants
250
No prior year
Plans filed
6
No prior year
Plans under this sponsor
6 plans
Plan #507$2.0M
FIRST COMMUNITY CREDIT UNION WELFARE BENEFIT PLAN
Fully insured339 covered·3 carriers
Primary: BLUE CROSS BLUE SHIELD OF NORTH DAKOTA
Plan #502$24K
LIFE INSURANCE PLAN
Fully insured0 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #503$16K
LONG TERM DISABILITY INS
Fully insured0 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #506$14K
SHORT TERM DISABILITY PLAN
Fully insured0 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #505$8K
FIRST COMMUNITY CREDIT UNION GROUP BENEFIT PLAN
Fully insured0 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #504$7K
AD&D PLAN FOR EMPLOYEES OF FIRST COMMUNITY CREDIT
Fully insured0 covered·1 carrier
Primary: ZURICH AMERICAN CREDIT UNION
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.6M | 70.1% | |
| Dental | $185K | 8.1% | |
| Vision | $185K | 8.1% | |
| Life | $95K | 4.1% | |
| Other | $95K | 4.1% | |
| Short-term disability | $69K | 3.0% | |
| Long-term disability | $56K | 2.4% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 450173185 | H | $1.6M | 79.8% | 1 | 1 | 282 |
EIN 350472300 | LSTDLTDOth | $219K | 10.9% | 1 | 3 | 258 |
EIN 135581829 | DV | $185K | 9.2% | 1 | 1 | 339 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | FARGO, ND | METROPOLITAN LIFE INSURANCE COMPANY, LINCOLN NATIONAL LIFE INSURANCE COMPANY | $32K | $3K | $35K | 100.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan