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Sponsor portfolioWelfare / HealthEIN 45-0140105
ALERUS FINANCIAL
2300 SOUTH COLUMBIA ROAD · GRAND FORKS, ND 58201
7017953200
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$974K
No prior year
Persons covered
1,680
No prior year
Total participants
635
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #507$578K
ALERUS FINANCIAL LIFE/AD&D/LTD INSURANCE PLAN
Fully insured827 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Plan #506$280K
ALERUS FINANCIAL CAFETERIA PLAN
Mixed291 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Plan #502$116K
ALERUS FINANCIAL SELF INSURED HEALTH PLAN
Mixed562 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #505$0
ALERUS FINANCIAL DENTAL PLAN
Self-funded0 covered·0 carriers
Plan #508$0
ALERUS FINANCIAL FLEXIBLE SPENDING ACCOUNT
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $858K | 35.6% | |
| Life | $578K | 24.0% | |
| Long-term disability | $578K | 24.0% | |
| Short-term disability | $280K | 11.6% | |
| Vision | $116K | 4.8% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 060838648 | LSTDLTDOth | $858K | 88.1% | 2 | 2 | 1,118 |
EIN 061227840 | V | $116K | 11.9% | 1 | 1 | 562 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES | DES MOINES, IA | VISION SERVICE PLAN, HARTFORD LIFE AND ACCIDENT | $22K | $0 | $22K | 68.2% | 3 |
| BROWN & BROWN INSURANCE SERVICES | MINNEAPOLIS, MN | VISION SERVICE PLAN, HARTFORD LIFE AND ACCIDENT | $7K | $3K | $10K | 31.8% | 3 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan