PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. FIRST INTERNATIONAL BANK & TRUST

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 45-0134280

FIRST INTERNATIONAL BANK & TRUST

100 NORTH MAIN STREET · WATFORD CITY, ND 58854
7018422381
Plans filed
2
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$614K
No prior year
Persons covered
814
No prior year
Total participants
618
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$614K
FIRST INTERNATIONAL BANK & TRUST GROUP BENEFIT PLAN
Mixed814 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #502$495K
FIRST INTERNATIONAL BANK & TRUST LIFE, LTD, & AD&D
Fully insured982 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$614K22.5%
Vision$512K18.7%
Life$512K18.7%
Short-term disability$512K18.7%
Long-term disability$512K18.7%
Health$73K2.7%

Carrier overview

1 carrier · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
HVLSTDLTDOth
$614K100.0%14814

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
CUSTOM BENEFIT PROGRAMS INCSOMERSET, NJMETROPOLITAN LIFE INSURANCE COMPANY$30K$4K$34K53.9%1
FIRST INTERNATIONAL BANK & TRUSTFARGO, NDMETROPOLITAN LIFE INSURANCE COMPANY$16K$0$16K25.2%1
WORLD INSURANCE ASSOCIATES LLCISELIN, NJMETROPOLITAN LIFE INSURANCE COMPANY$9K$33$9K14.9%1
AON CONSULTING INCCHICAGO, ILMETROPOLITAN LIFE INSURANCE COMPANY$0$4K$4K6.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica