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Sponsor portfolioWelfare / HealthEIN 45-0107320
CHERYL FROELICH
d/b/a BNI COAL. LTD.
PO BOX 897 · BISMARCK, ND 585030823
7013555556
- Plans filed
- 1
- Years active
- 2016–2025
- Industry
- NAICS 21
- Latest filing
- 2025
Total premiums (latest)
$309K
No prior year
Persons covered
585
No prior year
Total participants
595
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $125K | 29.2% | |
| Life | $120K | 28.0% | |
| Long-term disability | $120K | 28.0% | |
| Vision | $41K | 9.6% | |
| Dental | $23K | 5.3% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 911842494 | H | $125K | 40.5% | 1 | 1 | 585 |
EIN 135123390 | LLTD | $120K | 38.8% | 1 | 1 | 178 |
EIN 135581829 | V | $41K | 13.4% | 1 | 1 | 497 |
EIN 930242990 | D | $23K | 7.3% | 1 | 1 | 185 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | FARGO, ND | METROPOLITAN LIFE INSURANCE COMPANY, STANDARD INSURANCE COMPANY, SANFORD HEALTH PLAN | $46K | $3K | $49K | 84.5% | 1 |
| STEVEN A BLIKRE | MINOT, ND | GUARDIAN LIFE INSURANCE COMPANY | $9K | $0 | $9K | 15.5% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan