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Sponsor portfolioWelfare / HealthEIN 43-1613858
ZRG KALDI'S
PO BOX 782 · CAPE GIRARDEAU, MO 637020782
5753354856
- Plans filed
- 3
- Years active
- 2016–2025
- Industry
- NAICS 51
- Latest filing
- 2025
Total premiums (latest)
$373K
No prior year
Persons covered
435
No prior year
Total participants
435
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #536$337K
ZRG KALDI'S HEALTH PLAN
Self-funded227 covered·1 carrier
Primary: PACE UNDERWRITERS / COMPANION LIFE INSURANCE
Plan #537$36K
ZRG KALDI'S LIFE PLAN
Fully insured208 covered·1 carrier
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY
Plan #501$23K
ZIMMER RADIO OF MID MISSOURI INC
Fully insured137 covered·1 carrier
Primary: PRINCIPAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $337K | 18.8% | |
| Dental | $337K | 18.8% | |
| Vision | $337K | 18.8% | |
| Prescription drug | $337K | 18.8% | |
| Stop-loss | $337K | 18.8% | |
| Life | $36K | 2.0% | |
| Short-term disability | $36K | 2.0% | |
| Long-term disability | $36K | 2.0% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 814888426 | HRxDVSL | $337K | 90.3% | 1 | 1 | 227 |
EIN 360883760 | LSTDLTD | $36K | 9.7% | 1 | 1 | 208 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ARNOLD INSURANCE SERVICES INC | CAPE GIRARDEAU, MO | PACE UNDERWRITERS / COMPANION LIFE INSURANCE, RELIANCE STANDARD LIFE INSURANCE COMPANY | $49K | $0 | $49K | 71.7% | 2 |
| GROUP BENEFIT SERVICES INC | SPRINGFIELD, MO | PACE UNDERWRITERS / COMPANION LIFE INSURANCE, RELIANCE STANDARD LIFE INSURANCE COMPANY | $19K | $0 | $19K | 28.3% | 2 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan