Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 43-1383893
AMERICAN MULTISPECIALTY GROUP, INC. DBA ESSE HEALTH
12655 OLIVE BLVD. · ST. LOUIS, MO 63141
3148511000
- Plans filed
- 7
- Years active
- 2015–2024
- Industry
- NAICS 62
- Latest filing
- 2024
Total premiums (latest)
$2.7M
No prior year
Persons covered
1,073
No prior year
Total participants
745
No prior year
Plans filed
7
No prior year
Plans under this sponsor
7 plans
Plan #507$2.7M
ESSE HEALTH EMPLOYEE BENEFIT PLAN
Mixed1,073 covered·6 carriers
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA
Plan #504$379K
ESSE HEALTH DENTAL PLAN
Fully insured1,116 covered·1 carrier
Primary: DELTA DENTAL OF MISSOURI
Plan #502$351K
AMERICAN MULTISPECIALTY GROUP, INC. DBA ESSE HEALTH LONG TERM DISABILITY INSURANCE PLAN
Fully insured757 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #501$230K
AMERICAN MULTISPECIALTY GROUP, INC. DBA ESSE HEALTH LIFE INSURANCE & AD&D INSURANCE PLAN
Fully insured757 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #503$152K
ESSE HEALTH WELFARE BENEFIT PLAN
Fully insured441 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #506$41K
ESSE HEALTH VISION PLAN
Fully insured445 covered·1 carrier
Primary: STARMOUNT LIFE INSURANCE COMPANY
Plan #505$0
ESSE HEALTH FLEXIBLE SPENDING ACCOUNT PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Stop-loss | $1.3M | 33.1% | |
| Other | $764K | 19.8% | |
| Life | $601K | 15.6% | |
| Long-term disability | $601K | 15.6% | |
| Dental | $380K | 9.8% | |
| Short-term disability | $193K | 5.0% | |
| Vision | $46K | 1.2% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 381082080 | SL | $1.3M | 48.1% | 1 | 1 | 553 |
EIN 010278678 | LSTDLTDOth | $794K | 29.8% | 1 | 2 | 741 |
EIN 430908349 | D | $380K | 14.3% | 1 | 1 | 1,073 |
EIN 135581829 | Oth | $163K | 6.1% | 1 | 3 | 191 |
EIN 430949844 | V | $46K | 1.7% | 1 | 1 | 947 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | CHESTERFIELD, MO | EYEMED, METLIFE LEGAL PLANS, UNUM LIFE INSURANCE COMPANY OF AMERICA, SUN LIFE ASSURANCE COMPANY OF CANADA, METROPOLITAN LIFE INSURANCE COMPANY | $146K | $62K | $208K | 90.2% | 1 |
| SPETNER ASSOCIATES INC | SAINT LOUIS, MO | METROPOLITAN LIFE INSURANCE COMPANY | $18K | $0 | $18K | 7.9% | 1 |
| CENTRO BENEFITS RESEARCH LLC | BEACHWOOD, OH | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 1.9% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan