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Sponsor portfolioWelfare / HealthEIN 43-1147598

4M BUILDING SOLUTIONS, LLC

2827 CLARK AVENUE · ST. LOUIS, MO 63103
3146152826
Plans filed
2
Years active
2015–2025
Industry
NAICS 56
Latest filing
2025
Total premiums (latest)
$734K
No prior year
Persons covered
1,432
No prior year
Total participants
783
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$402K
4M BUILDING SOLUTIONS, LLC EMPLOYEE WELFARE BENEFIT PLAN
Mixed716 covered·4 carriers
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #503$331K
4M BUILDING SOLUTIONS, LLC HOURLY EMPLOYEE WELFARE BENEFIT PLAN
Fully insured716 covered·3 carriers
Primary: METROPOLITAN LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$366K43.7%
Short-term disability$163K19.4%
Other$115K13.8%
Vision$90K10.8%
Long-term disability$56K6.7%
Life$47K5.6%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
D
$366K49.9%221,432
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231503749
LSTDLTDOth
$143K19.5%14397
AFLAC
EIN 570514130
STDOth
$103K14.1%11318
EYEMED VISION CARE
EIN 430949844
V
$90K12.3%221,396
AMERICAN UNITED LIFE INSURANCE COMPANY
EIN 350145825
LTD
$31K4.3%11138

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MJ INSURANCECOLUMBIA, SCCONTINENTAL AMERICAN INSURANCE COMPANY$25K$0$25K59.2%1
WILLIS TOWERS WATSON US LLCPASADENA, CALIFE INSURANCE COMPANY OF NORTH AMERICA, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO., METROPOLITAN LIFE INSURANCE COMPANY, AMERICAN UNITED LIFE INSURANCE COMPANY$13K$4K$17K40.8%2

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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