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Sponsor portfolioWelfare / HealthEIN 42-1092106

GARY W CLEM INC. DBA ALMACO

99 M AVE · NEVADA, IA 50201
5153823506
Plans filed
1
Years active
2016–2025
Industry
NAICS 33
Latest filing
2025
Total premiums (latest)
$110K
No prior year
Persons covered
131
No prior year
Total participants
150
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #502$110K
GARY W CLEM INC. DBA ALMACO
Mixed131 covered·4 carriers
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$98K29.0%
Life$76K22.5%
Short-term disability$76K22.5%
Long-term disability$76K22.5%
Vision$12K3.5%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
RELIANCE STANDARD LIFE INSURANCE COMPANY
EIN 360883760
LSTDLTDOth
$76K69.2%11131
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
Oth
$19K17.2%1123
VERATRUS BENEFIT SOLUTIONS
EIN 271584394
V
$12K10.9%1169
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
Oth
$3K2.8%111

Broker overview

7 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
COTTINGHAM & BUTLERDUBUQUE, IARELIANCE STANDARD LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY, VERATRUS BENEFIT SOLUTIONS, COLONIAL LIFE & ACCIDENT INSURANCE COMPANY$11K$2K$13K85.2%1
JERRI J GREGORYDES MOINES, IACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$2K$157$2K11.4%1
HOLMES MURPHY & ASSOCIATESDES MOINES, IACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$236$0$2361.5%1
AMANDA M GRIFFITHRUNNELLS, IACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$179$0$1791.1%1
JOSEPH MICHAEL EVANSCLIVE, IACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$72$0$720.5%1
RICHARD J GINTHERDES MOINES, IACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$33$0$330.2%1
BENECOMM RESOURCES INCURBANDALE, IACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$19$0$190.1%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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