Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 42-0998726
FOUR OAKS FAMILY AND CHILDREN'S SERVICES
5400 KIRKWOOD BLVD SW · CEDAR RAPIDS, IA 52404
3193640259
- Plans filed
- 3
- Years active
- 2016–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$4.2M
No prior year
Persons covered
1,644
No prior year
Total participants
1,644
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #502$3.9M
FOUR OAKS INC OF IOWA EMPLOYEE HEALTH BENEFIT PLAN
Fully insured418 covered·2 carriers
Primary: WELLMARK HEALTH PLAN OF IOWA, INC.
Plan #520$226K
FOUR OAKS LIFE & LONG-TERM DISABILITY
Fully insured566 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Plan #521$48K
FOUR OAKS INC VISION PLAN
Fully insured660 covered·1 carrier
Primary: FIDELITY SECURITY LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $3.6M | 86.0% | |
| Dental | $242K | 5.7% | |
| Long-term disability | $90K | 2.1% | |
| Life | $74K | 1.8% | |
| Other | $74K | 1.8% | |
| Short-term disability | $62K | 1.5% | |
| Vision | $48K | 1.1% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 420318333 | HD | $3.9M | 93.4% | 1 | 2 | 418 |
EIN 470322111 | LSTDLTDOth | $226K | 5.4% | 1 | 4 | 566 |
EIN 430949844 | V | $48K | 1.2% | 1 | 1 | 660 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| TRUENORTH COMPANIES LC | CEDAR RAPIDS, IA | FIDELITY SECURITY LIFE INSURANCE COMPANY, UNITED OF OMAHA LIFE INSURANCE COMPANY | $18K | $15K | $33K | 90.6% | 2 |
| WATCHTOWER BENEFITS, LLC | CHICAGO, IL | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 9.4% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan