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Sponsor portfolioWelfare / HealthEIN 41-2144838

GEM INNOVATION SCHOOLS

600 SOUTH AVENUE · DEARY, ID 83823
8008715057
Plans filed
1
Years active
2022–2025
Industry
NAICS 61
Latest filing
2025
Total premiums (latest)
$1.9M
No prior year
Persons covered
296
No prior year
Total participants
141
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.9M
GEM INNOVATION SCHOOLS EMPLOYEE BENEFIT PLAN
Fully insured296 covered·5 carriers
Primary: BLUE CROSS OF IDAHO HEALTH SERVICE, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.7M84.2%
Dental$153K7.7%
Short-term disability$44K2.2%
Long-term disability$44K2.2%
Other$44K2.2%
Vision$29K1.5%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 820344294
H
$1.7M88.1%11296
DELTA DENTAL OF CALIFORNIA
EIN 820299431
D
$125K6.6%11117
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
EIN 860222062
STDLTDOth
$44K2.3%1193
UNITED HERITAGE LIFE INSURANCE COMPANY
EIN 820123320
V
$29K1.5%11178
WILLAMETTE DENTAL INSURANCE, INC.
EIN 931253100
D
$28K1.5%1175

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
JOSHUA PETERSONSPOKANE, WABLUE CROSS OF IDAHO HEALTH SERVICE, INC.$26K$5K$31K42.9%1
WESLEY OLIVERSPOKANE, WABLUE CROSS OF IDAHO HEALTH SERVICE, INC.$25K$0$25K34.0%1
MARSH & MCLENNAN AGENCY LLC—WILLAMETTE DENTAL OF IDAHO, INC., DELTA DENTAL OF IDAHO, EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA$14K$0$14K19.1%1
WES OLIVERSPOKANE, WAUNITED HERITAGE LIFE INSURANCE COMPANY$3K$0$3K4.0%1

History & trajectory

4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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