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Sponsor portfolioWelfare / HealthEIN 41-1816075
CERES ENVIRONMENTAL SERVICES, INC.
6371 BUSINESS BOULEVARD, SUITE 100 · SARASOTA, FL 34240
7634485650
- Plans filed
- 8
- Years active
- 2016–2025
- Industry
- NAICS 32
- Latest filing
- 2025
Total premiums (latest)
$4.2M
No prior year
Persons covered
1,201
No prior year
Total participants
432
No prior year
Plans filed
8
No prior year
Plans under this sponsor
8 plans
Plan #510$4.2M
CERES ENVIRONMENTAL SERVICES, INC. EMPLOYEE BENEFITS PLAN
Fully insured1,201 covered·3 carriers
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Plan #502$1.4M
CERES ENVIRONMENTAL SERVICES INC. MEDICAL PLAN
Fully insured215 covered·1 carrier
Primary: BLUE CROSS AND BLUE SHIELD OF MINNESOTA AND BLUE PLUS
Plan #503$100K
CERES ENVIRONMENTAL SERVICES INC. DENTAL PLAN
Fully insured283 covered·1 carrier
Primary: DELTA DENTAL OF MINNESOTA
Plan #506$37K
CERES ENVIRONMENTAL SERVICES INC. SHORT TERM DISABILITY
Fully insured86 covered·1 carrier
Primary: PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY
Plan #508$35K
CERES ENVIRONMENTAL SERVICES INC. VOLUNTARY BENEFITS
Mixed150 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #504$31K
CERES ENVIRONMENTAL SERVICES INC. LONG TERM DISABILITY PLAN
Fully insured50 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY
Plan #507$22K
CERES ENVIRONMENTAL SERVICES INC. VISION PLAN
Fully insured117 covered·1 carrier
Primary: NATIONAL GUARDIAN LIFE INSURANCE COMPANY
Plan #505$17K
CERES ENVIRONMENTAL SERVICES INC. LIFE PLAN
Fully insured221 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $4.2M | 16.9% | |
| Life | $4.1M | 16.6% | |
| Health | $4.1M | 16.4% | |
| Dental | $4.1M | 16.4% | |
| Vision | $4.1M | 16.4% | |
| Prescription drug | $4.1M | 16.4% | |
| Short-term disability | $95K | 0.4% | |
| Long-term disability | $95K | 0.4% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 362739571 | HRxDVLOth | $4.1M | 97.0% | 1 | 1 | 1,201 |
EIN 221211670 | STDLTDOth | $95K | 2.3% | 1 | 1 | 158 |
EIN 570144607 | LOth | $32K | 0.8% | 1 | 1 | 12 |
Broker overview
7 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC | WASHINGTON, DC | UNITEDHEALTHCARE INSURANCE COMPANY, PRUDENTIAL INSURANCE COMPANY OF AMERICA, COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $159K | $2K | $160K | 96.7% | 1 |
| NATIONAL ENROLL PARTNERS & OTHERS | CRANSTON, RI | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $2K | $4K | 2.2% | 1 |
| ROBERT SCOTT BRUNER | NEW PRAGUE, MN | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $511 | $368 | $879 | 0.5% | 1 |
| USI INSURANCE SERVICES LLC | BLOOMINGTON, MN | UNITEDHEALTHCARE INSURANCE COMPANY, PRUDENTIAL INSURANCE COMPANY OF AMERICA, COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | -$50 | $770 | $720 | 0.4% | 1 |
| 19 21 CONSULTANTS CO., LLC | OPA LOCKA, FL | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $54 | $0 | $54 | 0.0% | 1 |
| PERLA SPIRGEL | PLANTATION, FL | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $47 | $0 | $47 | 0.0% | 1 |
| WORLD INSURANCE ASSOCIATES LLC | WATERTOWN, MN | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $32 | $0 | $32 | 0.0% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan