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Sponsor portfolioWelfare / HealthEIN 41-1767334
MESSERLI & KRAMER, P.A.
100 SOUTH 5TH STREET, SUITE 1400 · MINNEAPOLIS, MN 55402
6126723654
- Plans filed
- 7
- Years active
- 2015–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$3.2M
No prior year
Persons covered
311
No prior year
Total participants
297
No prior year
Plans filed
7
No prior year
Plans under this sponsor
7 plans
Plan #501$3.2M
MESSERLI & KRAMER P.A. EMPLOYEE BENEFITS WELFARE PLAN
Mixed311 covered·3 carriers
Primary: MEDICA INSURANCE COMPANY
Plan #502$2.2M
MESSERLI & KRAMER, P.A. MEDICAL PLAN
Fully insured318 covered·1 carrier
Primary: BCBSM, INC. D.B.A. BLUE CROSS AND BLUE SHIELD OF MINNESOTA
Plan #503$124K
MESSERLI & KRAMER, P.A. LIFE AND DISABILITY PLAN
Mixed233 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #506$18K
MESSERLI & KRAMER, P.A. VISION PLAN
Fully insured245 covered·1 carrier
Primary: EYEMED VISION CARE
Plan #504$0
MESSERLI & KRAMER, P.A. DENTAL INSURANCE PLAN
Self-funded0 covered·0 carriers
Plan #505$0
MESSERLI & KRAMER, P.A. SALARY CONTINUATION PLAN
Self-funded0 covered·0 carriers
Plan #507$0
MESSERLI & KRAMER, P.A. STD PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $3.0M | 86.3% | |
| Life | $137K | 4.0% | |
| Short-term disability | $137K | 4.0% | |
| Long-term disability | $137K | 4.0% | |
| Other | $46K | 1.3% | |
| Vision | $15K | 0.4% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 411490988 | H | $3.0M | 93.8% | 1 | 1 | 311 |
EIN 010278678 | LSTDLTDOth | $183K | 5.8% | 1 | 4 | 297 |
EIN 430949844 | V | $15K | 0.5% | 1 | 1 | 259 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| BROWN & BROWN INSURANCE SERVICES | MINNEAPOLIS, MN | MEDICA INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE C | $73K | $5K | $77K | 96.9% | 1 |
| WATCHTOWER TECHNOLOGIES INC | CHICAGO, IL | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 3.1% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan