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Sponsor portfolioWelfare / HealthEIN 41-1643940
PREFERRED CREDIT, INC.
628 ROOSEVELT ROAD · SAINT CLOUD, MN 56301
3202027057
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$144K
No prior year
Persons covered
324
No prior year
Total participants
217
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #501$1.3M
PREFERRED CREDIT, INC. EMPLOYEE WELFARE BENEFIT PLAN
Fully insured221 covered·1 carrier
Primary: HEALTHPARTNERS, INC
Plan #505$144K
PREFERRED CREDIT, INC - HEALTH AND WELFARE PLAN 505
Mixed324 covered·2 carriers
Primary: PRINCIPAL LIFE INSURANCE COMPANY
Plan #502$34K
PREFERRED CREDIT, INC - SHORT TERM DISABILITY
Fully insured195 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #503$19K
PREFERRED CREDIT, INC - LONG TERM DISABILITY
Fully insured195 covered·1 carrier
Primary: THE LINCOLN NATIONAL INSURANCE COMPANY
Plan #504$8K
PREFERRED CREDIT, INC VISION PLAN
Fully insured143 covered·1 carrier
Primary: FIDELITY SECURITY LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Long-term disability | $132K | 48.0% | |
| Other | $132K | 48.0% | |
| Vision | $11K | 4.1% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 420127290 | LTDOth | $132K | 92.1% | 1 | 1 | 324 |
EIN 430949844 | V | $11K | 7.9% | 1 | 1 | 212 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| BROWN & BROWN INSURANCE SERVICES | MINNEAPOLIS, MN | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS CO, PRINCIPAL LIFE INSURANCE COMPANY | $17K | $3K | $20K | 75.1% | 1 |
| STRATEGIC NON-MEDICAL SOLUTIONS LLC | BOSTON, MA | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $7K | $7K | 24.9% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan