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Sponsor portfolioWelfare / HealthEIN 41-1500646
KOWALSKI COMPANIES, INC.
3180 SOUTHDALE CENTER · EDINA, MN 55435
6516987816
- Plans filed
- 4
- Years active
- 2022–2025
- Industry
- NAICS 44
- Latest filing
- 2025
Total premiums (latest)
$2.1M
No prior year
Persons covered
232
No prior year
Total participants
147
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #502$2.1M
KOWALSKI HEALTH AND WELFARE PLAN
Fully insured232 covered·4 carriers
Primary: MEDICA INSURANCE COMPANY
Plan #507$967K
BLUE CROSS AND BLUE SHIELD OF MINNESOTA
Fully insured225 covered·1 carrier
Primary: BLUE CROSS AND BLUE SHIELD OF MINNESOTA AND BLUE PLUS
Plan #506$19K
KOWALSKI HEALTH AND WELFARE PLAN
Fully insured114 covered·1 carrier
Primary: BENCHMARK INSURANCE COMPANY
Plan #505$0
KOWALSKI COMPANIES BENEFIT PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.9M | 39.6% | |
| Prescription drug | $1.9M | 39.6% | |
| Dental | $201K | 4.1% | |
| Life | $201K | 4.1% | |
| Short-term disability | $201K | 4.1% | |
| Long-term disability | $201K | 4.1% | |
| Other | $201K | 4.1% | |
| Vision | $8K | 0.2% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 411490988 | HRx | $1.9M | 89.2% | 1 | 1 | 232 |
EIN 135123390 | DLSTDLTDOth | $201K | 9.4% | 1 | 1 | 147 |
EIN 486114880 | HRx | $22K | 1.0% | 1 | 1 | 130 |
EIN 430949844 | V | $8K | 0.4% | 1 | 1 | 159 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC | KIMBERLY, WI | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO., MEDICA INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $71K | $8K | $79K | 100.0% | 1 |
History & trajectory
4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan