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Sponsor portfolioWelfare / HealthEIN 41-1280872

GRAMMER INC.

47912 HALYARD DRIVE, SUITE 106 · PLYMOUTH, MI 48170
7349042570
Plans filed
6
Years active
2016–2024
Industry
NAICS 33
Latest filing
2024
Total premiums (latest)
$1.8M
No prior year
Persons covered
1,507
No prior year
Total participants
449
No prior year
Plans filed
6
No prior year

Plans under this sponsor

6 plans
Plan #507$1.8M
GRAMMER INC. WELFARE BENEFIT PLAN
Mixed1,507 covered·4 carriers
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #503$1.1M
GRAMMER INC. LIFE AND DISABILITY PLAN
Fully insured1,471 covered·1 carrier
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #501$710K
GRAMMER INC. DENTAL AND VISION PLAN
Fully insured1,806 covered·2 carriers
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #504$28K
GRAMMER INC. EAP PLAN
Fully insured100 covered·1 carrier
Primary: CANOPY EAP
Plan #502$0
GRAMMER INC. MEDICAL PLAN
Fully insured229 covered·1 carrier
Primary: COMMUNITY INSURANCE COMPANY
Plan #505$0
GRAMMER INC. RX PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$654K30.8%
Dental$542K25.5%
Short-term disability$381K17.9%
Life$324K15.2%
Long-term disability$133K6.2%
Vision$91K4.3%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LSTDLTDOth
$1.2M64.6%161,507
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
D
$542K30.1%11612
FIDELITY SECURITY LIFE INSURANCE COMPANY
EIN 430949844
V
$91K5.0%11606
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
Oth
$5K0.3%111

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCCHICAGO, ILTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY$158K$64K$223K64.9%1
CBIZ BENEFITS & INSURANCE SERVICESCINCINATTI, OHCIGNA HEALTH AND LIFE INSURANCE COMPANY, FIDELITY SECURITY LIFE INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY$50K$11K$61K17.8%1
BENEFIT EDUCATORS LLCGLENVIEW, ILTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY$59K$0$59K17.3%1

History & trajectory

9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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