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Sponsor portfolioWelfare / HealthEIN 41-0580470

THE TORO COMPANY

8111 LYNDALE AVE S · MINNEAPOLIS, MN 55420
9528878051
Plans filed
3
Years active
2015–2025
Industry
NAICS 33
Latest filing
2025
Total premiums (latest)
$5.9M
No prior year
Persons covered
6,739
No prior year
Total participants
6,843
No prior year
Plans filed
3
No prior year

Plans under this sponsor

3 plans
Plan #501$5.9M
THE TORO COMPANY WELFARE BENEFITS PLAN
Mixed6,739 covered·4 carriers
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #502$2.2M
HEALTH INSURANCE PLAN
Mixed5,224 covered·2 carriers
Primary: KAISER FOUNDATION HEALTH PLAN INC.
Plan #510$0
TORO FLEXIBLE BENEFIT PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$3.3M30.5%
Life$3.2M29.6%
Health$1.7M15.6%
Prescription drug$1.7M15.6%
Long-term disability$935K8.7%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LLTDOth
$4.1M69.8%126,739
KAISER FOUNDATION HEALTH PLAN INC
EIN 941340523
HRx
$1.7M28.5%12239
METROPOLITAN LIFE INSURANCE COMPANY
EIN 222342710
Oth
$80K1.4%11383
ACE AMERICAN INSURANCE COMPANY
EIN 131963496
Oth
$20K0.3%116,722

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
AON CONSULTING INCCHICAGO, ILLINCOLN NATIONAL LIFE INSURANCE COMPANY$0$58K$58K82.4%1
FIDELITY HEALTH INSURANCE SERVICESPHILADELPHIA, PAMETROPOLITAN GENERAL INSURANCE COMPANY$8K$736$8K12.0%1
MERCER HEALTH AND BENEFITS, LLCST. LOUIS, MOACE AMERICAN INSURANCE COMPANY$4K$0$4K5.7%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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