PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. LUMINATE BANK

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 41-0531676

LUMINATE BANK

2523 S WAYZATA BOULEVARD, SUITE 200 · MINNEAPOLIS, MN 55405
9526983300
Plans filed
1
Years active
2025–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$5.6M
No prior year
Persons covered
1,204
No prior year
Total participants
629
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$5.6M
LUMINATE BANK HEALTH AND WELFARE PLAN
Fully insured1,204 covered·1 carrier
Primary: UNITEDHEALTHCARE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$5.6M12.5%
Dental$5.6M12.5%
Vision$5.6M12.5%
Life$5.6M12.5%
Short-term disability$5.6M12.5%
Long-term disability$5.6M12.5%
Prescription drug$5.6M12.5%
Other$5.6M12.5%

Carrier overview

1 carrier · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNITEDHEALTHCARE INSURANCE COMPANY
EIN 362739571
HRxDVLSTDLTDOth
$5.6M100.0%111,204

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HOLMES MURPHY & ASSOCIATESDES MOINES, IAUNITEDHEALTHCARE INSURANCE COMPANY$102K$0$102K100.0%1

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica