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Sponsor portfolioWelfare / HealthEIN 41-0418150
ALLETE, INC.
30 W SUPERIOR ST · DULUTH, MN 55802
2187233922
- Plans filed
- 5
- Years active
- 2015–2024
- Industry
- NAICS 22
- Latest filing
- 2024
Total premiums (latest)
$2.8M
No prior year
Persons covered
2,410
No prior year
Total participants
2,499
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #599$2.8M
ALLETE AND AFFILIATED COMPANIES WELFARE BENEFITS PLAN
Mixed2,410 covered·5 carriers
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA
Plan #502$1.8M
ALLETE AND AFFILIATED COMPANIES GROUP LIFE INSURANCE PLAN
Fully insured2,370 covered·1 carrier
Primary: MINNESOTA LIFE INSURANCE COMPANY
Plan #503$0
ALLETE AND AFFILIATED COMPANIES LONG TERM DISABILITY PLAN
Self-funded0 covered·0 carriers
Plan #504$0
ALLETE AND AFFILIATED COMPANIES EMPLOYEES' DENTAL PLAN
Self-funded0 covered·0 carriers
Plan #513$0
ALLETE AND AFFILIATED COMPANIES NON-UNION SEVERANCE PAY PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $1.6M | 36.0% | |
| Long-term disability | $1.6M | 36.0% | |
| Stop-loss | $1.2M | 27.9% | |
| Short-term disability | $2K | 0.0% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 381082080 | LLTD | $1.6M | 56.3% | 1 | 1 | 2,410 |
EIN 351817054 | SL | $1.2M | 43.6% | 1 | 1 | 1,183 |
EIN 010278678 | LSTD | $2K | 0.1% | 1 | 2 | 8 |
EIN 942649097 | $0 | 0.0% | 1 | 1 | 1,363 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC | KANSAS CITY, MO | SUN LIFE ASSURANCE COMPANY OF CANADA, UNUM LIFE INSURANCE COMPANY OF AMERICA, TOKIO MARINE HCC | $175K | $0 | $175K | 88.4% | 1 |
| UNITED BEHAVIORAL HEALTH DBA OPTUM | EDEN PRAIRIE, MN | UNITED BEHAVIORAL HEALTH DBA OPTUM | $23K | $0 | $23K | 11.6% | 1 |
| WILLIS TOWERS WATSON US LLC | CHICAGO, IL | UNUM LIFE INSURANCE COMPANY OF AMERICA, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $44 | $0 | $44 | 0.0% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan