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Sponsor portfolioWelfare / HealthEIN 39-1752099

KCS COMPANIES

804 PECOR STREET · OCONTO, WI 541531761
9208342211
Plans filed
1
Years active
2015–2025
Industry
NAICS 44
Latest filing
2025
Total premiums (latest)
$1.5M
No prior year
Persons covered
711
No prior year
Total participants
351
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.5M
KCS COMPANIES GROUP INSURANCE TRUST PROTECTION PROGRAM
Mixed711 covered·3 carriers
Primary: HCC LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Stop-loss$1.0M44.9%
Dental$229K10.1%
Vision$229K10.1%
Life$199K8.7%
Short-term disability$199K8.7%
Long-term disability$199K8.7%
Other$199K8.7%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HCC LIFE INSURANCE COMPANY
EIN 351817054
SL
$1.0M70.5%11220
UNITEDHEALTHCARE INSURANCE COMPANY
EIN 362739571
DV
$229K15.8%11711
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
LSTDLTDOth
$199K13.7%11350

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
M3 INSURANCE SOLUTIONS INCMADISON, WIHCC LIFE INSURANCE COMPANY, GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, UNITEDHEALTHCARE INSURANCE COMPANY$28K$9K$37K77.6%1
JENNON M CARUTHCHANHASSEN, MNGUARDIAN LIFE INSURANCE COMPANY OF AMERICA$6K$0$6K12.3%1
WATCHTOWER BENEFITS, LLCCHICAGO, ILGUARDIAN LIFE INSURANCE COMPANY OF AMERICA$3K$0$3K6.2%1
GCG FINANCIAL LLCMINNEAPOLIS, MNGUARDIAN LIFE INSURANCE COMPANY OF AMERICA$2K$0$2K3.9%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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