Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 39-0768718
REFRIGERATED SOLUTIONS GROUP
891 COUNTRY ROAD · HUDSON, WI 54016
8009555253
- Plans filed
- 8
- Years active
- 2020–2025
- Industry
- NAICS 42
- Latest filing
- 2025
Total premiums (latest)
$5.1M
No prior year
Persons covered
529
No prior year
Total participants
477
No prior year
Plans filed
8
No prior year
Plans under this sponsor
8 plans
Plan #501$5.1M
REFRIGERATED SOLUTIONS GROUP HEALTH & WELFARE BENEFIT PLAN
Fully insured529 covered·3 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #502$91K
REFRIGERATED SOLUTIONS GROUP DENTAL PLAN
Fully insured621 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF WISCONSIN
Plan #503$17K
REFRIGERATED SOLUTIONS GROUP VISION PLAN
Fully insured554 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF WISCONSIN
Plan #507$14K
REFRIGERATED SOLUTIONS GROUP CRITICAL ILLNESS PLAN
Mixed100 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #506$5K
REFRIGERATED SOLUTIONS GROUP ACCIDENT PLAN
Mixed100 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #504$0
REFRIGERATED SOLUTIONS GROUP LIFE PLAN
Fully insured100 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #505$0
REFRIGERATED SOLUTIONS GROUP LTD PLAN
Fully insured100 covered·2 carriers
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA
Plan #508$0
REFRIGERATED SOLUTIONS GROUP STD PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $4.7M | 32.0% | |
| Dental | $4.7M | 32.0% | |
| Vision | $4.7M | 32.0% | |
| Short-term disability | $177K | 1.2% | |
| Life | $162K | 1.1% | |
| Other | $162K | 1.1% | |
| Long-term disability | $78K | 0.5% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HDV | $4.7M | 91.8% | 1 | 1 | 529 |
EIN 350472300 | LSTDLTDOth | $293K | 5.8% | 1 | 3 | 477 |
EIN 231503749 | LSTDLTDOth | $124K | 2.4% | 1 | 4 | 353 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | PHILADELPHIA, PA | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $15K | $220K | $235K | 76.3% | 1 |
| NFP INSURANCE SERVICES INC | CHARLOTTE, NC | LIFE INSURANCE COMPANY OF NORTH AMERICA, LINCOLN NATIONAL LIFE INSURANCE COMPANY | $56K | $4K | $60K | 19.5% | 1 |
| TOTALIS BENEFITS | CHICAGO, IL | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $7K | $7K | 2.4% | 1 |
| JAMES R NELLIGAN & ASSOCIATES LLC | WALL TOWNSHIP, NJ | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $5K | $5K | 1.7% | 1 |
History & trajectory
6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan