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Sponsor portfolioWelfare / HealthEIN 38-3639540
W AND P MANAGEMENT, LLC
46061 VAN DYKE AVE · UTICA, MI 483175375
5867317240
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 44
- Latest filing
- 2025
Total premiums (latest)
$3.7M
No prior year
Persons covered
687
No prior year
Total participants
346
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $3.3M | 55.3% | |
| Life | $451K | 7.6% | |
| Short-term disability | $451K | 7.6% | |
| Dental | $441K | 7.4% | |
| Vision | $441K | 7.4% | |
| Long-term disability | $441K | 7.4% | |
| Other | $441K | 7.4% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 322069753 | H | $3.3M | 88.0% | 1 | 1 | 687 |
EIN 135123390 | DVLSTDLTDOth | $441K | 11.8% | 1 | 1 | 421 |
EIN 570144607 | LSTD | $10K | 0.3% | 1 | 1 | 6 |
EIN 135581829 | H | $738 | 0.0% | 1 | 1 | 1 |
Broker overview
8 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| STEVEN HARDIN | TROY, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN | $0 | $86K | $86K | 61.8% | 1 |
| WILSHIRE BENEFITS GROUP INC | TROY, MI | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, BLUE CROSS BLUE SHIELD OF MICHIGAN | $43K | $6K | $49K | 35.4% | 1 |
| BROWN & BROWN INSURANCE SERVICES | TROY, MI | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, METROPOLITAN LIFE INSURANCE COMPANY | $203 | $3K | $4K | 2.6% | 1 |
| JOANNE M FREDERICK | ANN ARBOR, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $188 | $0 | $188 | 0.1% | 1 |
| MICHELLE LIVINGSTON | SOUTHFIELD, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $120 | $0 | $120 | 0.1% | 1 |
| RAY SCOTT | YPSILANTI, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | $0 | $18 | 0.0% | 1 |
| KAREN D PEARSON | DETROIT, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $0 | $8 | 0.0% | 1 |
| GREGORY THOMPSON | MCCORMICK, SC | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan