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Sponsor portfolioWelfare / HealthEIN 38-3530824
GHAFARI ASSOCIATES LLC
17101 MICHIGAN AVE · DEARBORN, MI 48126
3134413000
- Plans filed
- 4
- Years active
- 2015–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$626K
No prior year
Persons covered
617
No prior year
Total participants
370
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #508$626K
GHAFARI ASSOCIATES LLC WELFARE BENEFITS PLAN
Mixed617 covered·6 carriers
Primary: DELTA DENTAL OF MICHIGAN
Plan #777$299K
GHAFARI ASSOCIATES LLC GROUP HEALTH PLAN
Mixed697 covered·2 carriers
Primary: DELTA DENTAL OF MICHIGAN
Plan #501$220K
GHAFARI ASSOCIATES LLC GROUP LIFE AND DISABILITY PLAN
Mixed396 covered·2 carriers
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #507$0
GHAFARI ASSOCIATES LLC FLEXIBLE BENEFITS PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $273K | 43.6% | |
| Long-term disability | $119K | 19.0% | |
| Other | $98K | 15.7% | |
| Life | $95K | 15.1% | |
| Vision | $41K | 6.5% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 381791480 | D | $273K | 43.6% | 1 | 1 | 617 |
EIN 231503749 | LLTDOth | $219K | 35.0% | 1 | 3 | 363 |
EIN 360883760 | Oth | $64K | 10.2% | 1 | 3 | 82 |
EIN 061227840 | V | $41K | 6.5% | 1 | 1 | 233 |
EIN 135581829 | Oth | $18K | 2.9% | 1 | 1 | 8 |
EIN 731016728 | Oth | $11K | 1.8% | 1 | 1 | 55 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | TROY, MI | PREPAID LEGAL SERVICES INC DBA LEGALSHIELD, LIFE INSURANCE COMPANY OF NORTH AMERICA, RELIANCE STANDARD LIFE INSURANCE COMPANY, VISION SERVICE PLAN, DELTA DENTAL OF MICHIGAN | $32K | $2K | $34K | 99.9% | 1 |
| MERCER HEALTH AND BENEFITS, LLC | CHICAGO, IL | METROPOLITAN LIFE INSURANCE COMPANY | $35 | $0 | $35 | 0.1% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan