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Sponsor portfolioWelfare / HealthEIN 38-3490119
HBPO NORTH AMERICA, INC.
700 TOWER DRIVE, SUITE 250 · TROY, MI 48098
7344140920
- Plans filed
- 4
- Years active
- 2024–2025
- Industry
- NAICS 33
- Latest filing
- 2025
Total premiums (latest)
$2.3M
No prior year
Persons covered
1,103
No prior year
Total participants
637
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #501$2.0M
HBPO NORTH AMERICA, INC.
Fully insured336 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Plan #502$149K
HBPO NORTH AMERICA, INC. LIFE AND DISABILITY PLAN
Fully insured228 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #503$111K
HBPO NORTH AMERICA, INC. DENTAL PLAN
Fully insured282 covered·1 carrier
Primary: DELTA DENTAL OF MICHIGAN
Plan #504$16K
HBPO NORTH AMERICA, INC. VISION PLAN
Fully insured257 covered·1 carrier
Primary: EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.0M | 42.5% | |
| Prescription drug | $2.0M | 42.5% | |
| Life | $149K | 3.1% | |
| Short-term disability | $149K | 3.1% | |
| Long-term disability | $149K | 3.1% | |
| Other | $149K | 3.1% | |
| Dental | $111K | 2.3% | |
| Vision | $16K | 0.3% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HRx | $2.0M | 88.1% | 1 | 1 | 336 |
EIN 010278678 | LSTDLTDOth | $149K | 6.5% | 1 | 1 | 228 |
EIN 381791480 | D | $111K | 4.8% | 1 | 1 | 282 |
EIN 430949844 | V | $16K | 0.7% | 1 | 1 | 257 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MICHAEL QUINN | BLOOMFIELD HILLS, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN | $93K | $0 | $93K | 67.7% | 1 |
| GALLAGHER BENEFIT SERVICES, INC. | ROLLING MEADOWS, IL | BLUE CROSS BLUE SHIELD OF MICHIGAN, UNUM LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL OF MICHIGAN | $31K | $8K | $39K | 28.8% | 3 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $5K | $5K | 3.5% | 1 |
History & trajectory
2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan