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Sponsor portfolioWelfare / HealthEIN 38-3414105
MICHIGAN VIRTUAL UNIVERSITY
920 MUNICIPAL WAY · LANSING, MI 48917
5178169506
- Plans filed
- 4
- Years active
- 2019–2025
- Industry
- NAICS 61
- Latest filing
- 2025
Total premiums (latest)
$1.7M
No prior year
Persons covered
307
No prior year
Total participants
136
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #501$1.7M
MICHIGAN VIRTUAL WELFARE BENEFIT PLAN
Fully insured307 covered·5 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Plan #504$924K
MICHIGAN VIRTUAL MEDICAL PLAN
Fully insured202 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Plan #502$14K
MICHIGAN VIRTUAL STD PLAN
Fully insured109 covered·1 carrier
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY
Plan #503$12K
MICHIGAN VIRTUAL LTD PLAN
Fully insured109 covered·1 carrier
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.5M | 42.3% | |
| Prescription drug | $1.5M | 42.3% | |
| Dental | $135K | 3.9% | |
| Other | $123K | 3.6% | |
| Life | $104K | 3.0% | |
| Short-term disability | $76K | 2.2% | |
| Long-term disability | $76K | 2.2% | |
| Vision | $18K | 0.5% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HRx | $1.5M | 84.1% | 1 | 1 | 245 |
EIN 381791480 | D | $135K | 7.8% | 1 | 1 | 307 |
EIN 010278678 | LSTDLTDOth | $123K | 7.1% | 1 | 5 | 129 |
EIN 430949844 | V | $18K | 1.0% | 1 | 1 | 291 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CHRISTOPHER M BOUSCHET | TROY, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN | $39K | $0 | $39K | 36.5% | 1 |
| MARSH & MCLENNAN AGENCY LLC | TROY, MI | UNUM LIFE INSURANCE COMPANY OF AMERICA, BLUE CROSS BLUE SHIELD OF MICHIGAN, UNUM INSURANCE COMPANY, DELTA DENTAL OF MICHIGAN, EYEMED | $29K | $6K | $35K | 32.8% | 1 |
| REBECCA A MCLAUGHLAN | TROY, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN | $32K | $0 | $32K | 30.3% | 1 |
| INSURANCE CONSULTING ASSOCIATES LLC | FARMINGTON HILLS, MI | UNUM INSURANCE COMPANY | $426 | $21 | $447 | 0.4% | 1 |
History & trajectory
7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan