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Sponsor portfolioWelfare / HealthEIN 38-3306145
GRAFF FINANCIAL LLC
PO BOX 806 · DAVISON, MI 484230806
8106542319
- Plans filed
- 1
- Years active
- 2016–2025
- Industry
- NAICS 44
- Latest filing
- 2025
Total premiums (latest)
$3.5M
No prior year
Persons covered
638
No prior year
Total participants
602
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $3.0M | 31.9% | |
| Prescription drug | $3.0M | 31.9% | |
| Dental | $561K | 6.0% | |
| Vision | $561K | 6.0% | |
| Life | $561K | 6.0% | |
| Short-term disability | $561K | 6.0% | |
| Long-term disability | $561K | 6.0% | |
| Other | $561K | 6.0% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382359234 | HRx | $2.8M | 79.5% | 1 | 1 | 638 |
EIN 135123390 | DVLSTDLTDOth | $561K | 15.9% | 1 | 1 | 606 |
EIN 382069753 | HRx | $163K | 4.6% | 1 | 1 | 25 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MICHAEL DILORENZO | WASHINGTON, MI | BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN | $93K | $0 | $93K | 50.9% | 1 |
| MICHIGAN PLANNERS, INC. | WASHINGTON, MI | BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN, GUARDIAN | $66K | $24K | $90K | 49.1% | 1 |
History & trajectory
9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan