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Sponsor portfolioWelfare / HealthEIN 38-3253963
GUDEL, INC.
4881 RUNWAY BLVD · ANN ARBOR, MI 48108
7342140000
- Plans filed
- 1
- Years active
- 2023–2025
- Industry
- NAICS 33
- Latest filing
- 2025
Total premiums (latest)
$1.9M
No prior year
Persons covered
198
No prior year
Total participants
94
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.6M | 29.9% | |
| Vision | $1.6M | 29.9% | |
| Prescription drug | $1.6M | 29.9% | |
| Life | $117K | 2.1% | |
| Short-term disability | $117K | 2.1% | |
| Long-term disability | $117K | 2.1% | |
| Other | $117K | 2.1% | |
| Dental | $106K | 1.9% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HRxV | $998K | 53.4% | 1 | 1 | 115 |
EIN 382359234 | HRxV | $649K | 34.7% | 1 | 1 | 83 |
EIN 135123390 | LSTDLTDOth | $117K | 6.3% | 1 | 1 | 94 |
EIN 381791480 | D | $106K | 5.7% | 1 | 1 | 198 |
Broker overview
7 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| DEBRA A YOUNGS | ANN ARBOR, MI | BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN | $29K | $0 | $29K | 34.5% | 1 |
| MARC J LASCESKI | CLEVELAND, OH | BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN | $21K | $0 | $21K | 25.1% | 1 |
| KAPNICK & COMPANY, INC. | ANN ARBOR, MI | DELTA DENTAL OF MICHIGAN, GUARDIAN, BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN | $14K | $5K | $18K | 22.1% | 1 |
| THE JAMES B OSWALD COMPANY | CLEVELAND, OH | DELTA DENTAL OF MICHIGAN, GUARDIAN | $9K | $0 | $9K | 11.1% | 1 |
| JAMES R NELLIGAN & ASSOCIATES LLC | BELMAR, NJ | GUARDIAN | $3K | $0 | $3K | 4.0% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | GUARDIAN | $3K | $0 | $3K | 3.0% | 1 |
| LIFETIME FINANCIAL GROWTH OF M | — | GUARDIAN | $185 | $0 | $185 | 0.2% | 1 |
History & trajectory
3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan