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Sponsor portfolioWelfare / HealthEIN 38-3042953

SAGA COMMUNICATIONS, INC

73 KERCHEVAL AVE · GROSSE POINTE FARMS, MI 482363667
3138867070
Plans filed
3
Years active
2015–2025
Industry
NAICS 51
Latest filing
2025
Total premiums (latest)
$286K
No prior year
Persons covered
562
No prior year
Total participants
596
No prior year
Plans filed
3
No prior year

Plans under this sponsor

3 plans
Plan #503$286K
SAGA COMMUNICATIONS, INC. EMPLOYEE BENEFITS PROGRAM
Mixed562 covered·2 carriers
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #501$134K
SAGA COMMUNICATIONS, INC. LONG-TERM DISABILITY PLA
Fully insured1,205 covered·1 carrier
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA
Plan #504$0
SAGA COMMUNICATIONS, INC. FLEXIBLE BENEFITS PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$178K41.0%
Life$147K34.0%
Long-term disability$60K13.9%
Vision$48K11.1%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LLTDOth
$238K83.2%14562
VISION SERVICE PLAN
EIN 061227840
V
$48K16.8%11424

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
CAMBRIDGE CONSULTING GROUP LLCROYAL OAK, MITHE LINCOLN NATIONAL LIFE INSURANCE COMPANY, VISION SERVICE PLAN$12K$5K$17K80.2%1
NFP INSURANCE SERVICES INCAUSTIN, TXTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY$0$4K$4K19.8%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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