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Sponsor portfolioWelfare / HealthEIN 38-3023096

LAKE STATE RAILWAY COMPANY

750 N WASHINGTON AVE · SAGINAW, MI 486071374
9893939817
Plans filed
2
Years active
2021–2026
Industry
NAICS 48
Latest filing
2026
Total premiums (latest)
$485K
No prior year
Persons covered
174
No prior year
Total participants
294
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$296K
LAKE STATE RAILWAY HEALTH PROTECTION PLAN
Fully insured19 covered·1 carrier
Primary: SIRIUSPOINT AMERICA INSURANCE COMPANY
Plan #502$189K
PRINCIPAL LIFE INSURANCE COMPANY
Fully insured155 covered·1 carrier
Primary: PRINCIPAL LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$296K34.3%
Dental$189K21.9%
Vision$189K21.9%
Life$189K21.9%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
SIRIUS AMERICA INSURANCE COMPANY
EIN 132997499
H
$296K61.0%1119
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
DVL
$189K39.0%11155

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
ACRISURE LLCHOWELL, MIPRINCIPAL LIFE INSURANCE COMPANY$13K$3K$16K66.3%1
GA SOLUTIONS LLCBREWSTER, NYPRINCIPAL LIFE INSURANCE COMPANY$0$8K$8K33.7%1

History & trajectory

6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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