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Sponsor portfolioWelfare / HealthEIN 38-2949876

WESTERN LAND SERVICES INC

1100 CONRAD INDUSTRIAL DR · LUDINGTON, MI 494312679
2318438878
Plans filed
2
Years active
2015–2025
Industry
NAICS 21
Latest filing
2025
Total premiums (latest)
$2.5M
No prior year
Persons covered
633
No prior year
Total participants
633
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$2.3M
WESTERN LAND SERVICES INC HEALTH BENEFIT PLAN
Fully insured340 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Plan #502$232K
WESTERN LAND SERVICES INC WELFARE PLAN
Fully insured293 covered·4 carriers
Primary: DELTA DENTAL OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.3M46.7%
Prescription drug$2.3M46.7%
Dental$104K2.1%
Short-term disability$100K2.0%
Life$62K1.3%
Long-term disability$32K0.7%
Vision$23K0.5%
Other$5K0.1%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRx
$2.3M90.7%11340
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LSTDLTDOth
$105K4.2%16261
DELTA DENTAL OF CALIFORNIA
EIN 381791480
D
$104K4.2%11293
VISION SERVICE PLAN
EIN 061227840
V
$23K0.9%11136

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
DAVID GAINORLUDINGTON, MIBLUE CROSS BLUE SHIELD OF MICHIGAN$66K$0$66K75.3%1
LENZ & ASSOCIATES INCLUDINGTON, MIVISION SERVICE PLAN, UNUM INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN$19K$1K$20K22.5%2
MICHIGAN CHAMBER SERVICES, INC.LANSING, MIDELTA DENTAL OF MICHIGAN$2K$0$2K2.2%1

History & trajectory

9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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